Consumer Loan Underwriter Job at Financial Staffing Resources, Ltd., Irving, TX

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  • Financial Staffing Resources, Ltd.
  • Irving, TX

Job Description



FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly match our candidates talent to our clients need for any all staff levels within the credit union organization, from teller to CEO we can make it happen for you.

Job Description



We’re seeking a detail-oriented and analytical Consumer Loan Underwriter to join our lending team. This role is responsible for evaluating and underwriting consumer loan applications to ensure sound credit decisions that align with the credit union’s lending policies, risk tolerance, and member service standards. The ideal candidate brings solid consumer underwriting experience, sound judgment, and a strong commitment to delivering exceptional member experiences.

Key Responsibilities

  • Analyze, evaluate, and underwrite a full range of consumer loans, including auto, unsecured, credit card, and home equity.

  • Ensure compliance with all internal policies, lending procedures, and regulatory requirements.

  • Review and verify credit reports, income documentation, collateral values, and debt ratios to assess creditworthiness.

  • Communicate loan decisions promptly and clearly with branch and lending staff, providing guidance on structuring and documentation as needed.

  • Collaborate with lending and member service teams to deliver efficient, member-focused solutions.

  • Assist in the development and improvement of underwriting processes and workflow efficiency.

  • Support loan portfolio quality and risk management initiatives

Qualifications

  • Minimum of 3 years of consumer lending or underwriting experience in a financial institution required. This is NOT a mortgage lending role.

  • Some business lending experience is a plus.

  • Strong understanding of credit analysis, loan structuring, and risk assessment.

  • Working knowledge of consumer lending regulations (Reg B, Reg Z, Fair Lending, etc.).

  • Excellent analytical, decision-making, and communication skills.

  • Proficiency with lending and core processing system platforms preferred.

  • High school diploma or equivalent required .

Additional Information



What We Offer:

  • A supportive and collaborative work environment

  • Opportunities for professional growth and development

  • Competitive compensation and benefits package

  • The chance to make a meaningful impact in the communities we serve

Job Tags

Full time,

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