Commercial Loan Underwriter Job at MRINetwork Jobs, Lodi, CA

MXYvWGRIOTE4eDI4WDNPczJFbGNoSW1iNUE9PQ==
  • MRINetwork Jobs
  • Lodi, CA

Job Description

Actively seeking an experienced Commercial Loan Underwriter to:

  • Evaluate commercial credit requests. 
  • Prepare and recommend credit authorizations. 
  • Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
  • Evaluate and verify collateral.
  • Analyze borrower's competitive and economic sensitivities, general business conditions and management.
  • Determine borrower credit worthiness/risk factors, and recommend risk mitigation measures.
  • Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk.
  • Prepare problem loan report and comment on current financial status of borrower.
  • Assist account officers with management of loan portfolios.

Job Requirements

  • 3+ years of  C&I and CRE loan underwriting experience
  • Bachelor’s degree in business, accounting or equivalent training and experience(preferred)
  • Knowledge of commercial credit products, concepts, processes, and functions
  • Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover
  • Ability to analyze and interpret financial statements, business reports and legal documents
  • Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization
  • Good judgment and problem solving skills

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437.  All inquiries held in strict confidence.  Thank you for your interest.

Job Tags

Permanent employment,

Similar Jobs

Blue Legacy Pools

Pool Maintenance Technician Job at Blue Legacy Pools

 ...Job Details: ~16$ to 24$ per pool and 30$ per filter clean. ~ Job Type: Full-time. ~ Work Remotely: No. We are in need for individuals that can work fast and are not scared of a little bad weather. Job Details: The job will require a knowledge of pool... 

Beijing Ouye Education Technology Co., Ltd.

Online English teacher from America or England Job at Beijing Ouye Education Technology Co., Ltd.

1. Native speaker (Living in America, England , Australia, Canada)2. Over one or two years of English online teaching experiences.3. Be able to do online teaching with decent internet condition. 4. Being patient and comfortable working with students of different levels... 

Pearson Education Services

Principal Product Manager Job at Pearson Education Services

 ...Job Title: Principal Product Manager Location: Remote Job Type: Full-Time About Pearson: At Pearson, we are committed to helping people make progress in their lives through learning. We create innovative and accessible educational products and services that... 

J. J. Keller & Associates, Inc.

Sales Engineer - Connected Devices Job at J. J. Keller & Associates, Inc.

 ...Requisition #: 20160 Functional Area: Inside Sales Employment Type: Full-Time Work Options: Remote / Work from Home in the US #LI-Remote Work Hours: Standard Business Hours Position Summary J. J. Keller is seeking a results-driven Sales Engineer... 

GE Aerospace

Military Officer Leadership Program - Engineering - MOLP Job at GE Aerospace

 ...the future; lets build it together. The GE Aerospace U. S. Military Officer Leadership Program is a unique opportunity for top Military...  ...benefit plan or program. This document does not create a contract of employment with any individual. This role requires access...